Turtle Island Web Design

Merchant Accounts

With our payment gateway service, you can accept online checks and/or EFTs (Electronic Funds Transfers) without a Merchant Account. However, a Merchant Account is required to accept credit cards.

Our basic Merchant Accounts allow you to receive payments with VISA and Mastercard. American Express and Discover can be added to the basic account by completing separate applications. Rates for Merchant Accounts change frequently and are different for each type of credit card. They are sometimes negotiable. Usually there is a one-time setup fee, a monthly minimum fee, and a per transaction discount fee. (For current rates, see below.)

If you need a Merchant Account, click the button below and complete and submit the request form which will open in a separate window. We will forward your request to a Merchant Account issuer that is fully compatible with our gateway services and offers the best rates we've found. You will receive current rate information and an account application packet promptly.

Note: It is not necessary to purchase web design services from us in order to apply for a Merchant Account.

If you already have an Internet Merchant Account, you can use it with our gateway service if it utilizes one of the following processing networks:

• NOVA
• VISANET (Vital)
• FDR/FDC (First Data/FDMS)
• CES/4 (CardNet/First Data/FDMS)
• GENSAR (Paymentech)
• MAPP HOST/M (GPS)
• NABANCO (FDMS/First Data)
• NDC/CNET/N (GPS)